Connect every critical lending check directly to the case.
Run identity, AML, credit, company, regulatory and property checks from within the iZone platform, with returned results recorded against the relevant applicant, business or security.
The data and verification services your underwriting team relies on.
Initiate checks directly from the lending case and keep the returned status, data and supporting reports linked to the relevant applicant, company or security.
Identity and Compliance
Verify the people connected to the application and complete core financial-crime checks without leaving the case.
Identity Verification
Verify applicants, directors, guarantors and beneficial owners against submitted identity data.
AML Screening
Complete anti-money laundering screening and record the returned result against the individual.
Sanctions and PEP Checks
Screen applicants and connected parties against sanctions, PEP and relevant watchlist data.
Document and Fraud Checks
Review identity and supporting documents for inconsistencies, authenticity and potential risk.
Credit and Business Intelligence
Bring personal, commercial and company information into the underwriting process to support faster lending decisions.
Personal Credit Searches
Request applicant credit information and retain the result and supporting report within the case.
Business Credit Searches
Retrieve commercial credit, payment and risk data for corporate borrowers and connected businesses.
Companies House Data
Retrieve registered company details, directors, addresses and filing information.
Director and Ownership Checks
Review directors, shareholders, beneficial owners and connected entities within the application.
Regulatory and Property Data
Check firms, permissions and security information using connected regulatory and property-data services.
FCA Register Checks
Check firms and individuals against FCA records and retain relevant status information in the case.
Land Registry Data
Retrieve title and ownership information to support security and legal review.
Property Data
Bring relevant property, valuation and local market information into the security record.
Legal and Security Services
Connect additional legal, valuation or security providers where required by the lender.
Start the check
Select the required applicant, company or property from inside the lending case.
Send securely
Required information is sent to the connected service provider through the relevant API.
Receive the result
Statuses, data and reports are returned and linked to the correct record.
Review in underwriting
Underwriters can review passed, pending or referred outcomes from one central case view.
Connect the providers your lending business already uses.
iZone can integrate with your preferred identity, AML, credit, company, regulatory and property-data providers, subject to provider availability and commercial agreements.
